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Drivers have upped the ante when it comes to car insurance fraud by trying to pass off old damage or normal wear and tear as part of a genuine insurance claims, according to online car insurance provider Swiftcover.com. In an attempt to get their car insurance provider to pay for the costs of normal wear and tear or damage that occurred some time ago along with a claim for more recent damage, a number of drivers are trying the ‘two for one’ tactic, the insurer has said. Swiftcover.com believes that some false claims are a result of genuine misconception, a lack of understanding among some drivers of what car insurance covers, but others are out to get what they can. Read more…

The primary thing that you must do subsequent to buying the dream bike that you have been longing for is to get it insured and all the more, it is best if you are able to locate a cheap bike insurance. The bike insurance generally covers the actual motorcycle as well as the driver, and other motorists along with pedestrians, if comprehensive insurance is preferred.

Here are a number of advantages of having Motorbike Insurance:

Individual Accountability: In the insurance agreement, except the insurance coverage of your bike the insurance also includes the accidental damages caused to another person or someone else’s property. Read more…

Almost a third of new mortgages do not have life insurance associated with them, new research from Defaqto has revealed. The financial research company has highlighted the risk of taking on debts such as mortgages without having sufficient protection in place should something happen to the borrower, leaving their family to repay the debt. The report points to figures from the Association of British Insurers from 2009 which show that 363,973 new mortgage-related life insurance policies were written, whereas the Council of Mortgage Lenders recorded a comparatively high 925,000 new mortgage advances for the same period. Read more…

Arlington, Virginia and Windsor, Connecticut, August 30, 2010 — Despite the fact that most American families have less to fall back on financially than when the economic downturn began , ownership of individual life insurance has hit a 50-year low, according to a new LIMRA study.
Four in 10 U.S. Households with Children Would Have Immediate Trouble Paying Bills if the Primary Breadwinner Died Today
The Trends in Life Insurance Ownership study, conducted every six years by LIMRA, found that only 44 percent of U.S. h Read more…

avantia Insurance has launched a new homeprotect service after the viability of such a move was proved by its pilot project which provided instant online cover to non-standard buyers of home insurance.

Brokers and other providers have been invited by avantia to join the platform, with the aim of providing a one-stop shop and saving both time and costs.

Since last year homeprotect has been trialled mostly online to non-standard customers, who comprise around 15% of the UK population.

The term is a broad one, and covers everyone from those at risk of flood or subsidence to former offenders and those with an extensive claims history.

The pilot saw 97% of people provided with instant online quotes, with the remaining 3% dealt with manually by individual members of staff.

Chief Executive David Walker explained that a cost-effective underwriting service could be provided by intelligent use of IT, dealing effectively with a so-called difficult consumer group.

M&S home insurance is urging households heading away on holiday this summer not to leave their empty homes vulnerable to opportunistic thieves. Of the 69 per cent of Brits who will have spent at least one night away from home in August, 51 per cent will be leaving the house empty, without anyone to keep an eye on things while they are away, M&S home insurance has found. These homes could be potential targets for thieves who take advantage of the summer holidays when people are away from their homes, and 24 per cent of people going away this month said they would not ask anyone to check on their property while it is empty. Read more…