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Are you looking for true lifetime cover for your pet and thinking about More Than pet insurance?

If so, be aware that More Than does not provide true lifelong cover but do offer great value for money with up to £7,000 in vet fees per condition with no time limit to claim that amount as well as a 20% online discount.

Per condition cover, not the same as lifetime

More Than pet insurance will give you £7,000 to spend in vet fees for each unrelated illness or accident. There is no time limit for claiming that amount, so you could claim on a condition for a few years depending on the costs. For instance, if your pet requires £1,000 worth of vet treatment each year to treat diabetes, then you would be covered for up to 7 years (7 x £1,000 = limit of £7,000).

Once you have used your £7,000 allowance, the condition you’ve been claiming for gets excluded from the policy and you can not claim any further. However, you can claim for other medical problems – and up to £7,000 for each of these – which is more than enough in most case.

This type of cover is different from lifetime. With lifetime cover, you get a yearly allowance that is renewed each year. So you could get, for instance, £6,000 to spend in vet fees in year 1, then another £6,000 in year 2 and so on. Because you always have money available, conditions are never excluded once you start claiming and for as long as you stay with the same insurer. Whether the ongoing condition costs £100 or £3,000 a year to treat, you always have funds available.

But More Than is great value for money – from just £3.92 a month

It may not be lifetime cover but More Than pet insurance provides outstanding value for cats, dogs and their owners. Here are a few reasons why:

• £7,000 in vet fees for each unrelated condition

• No time limit to claim on a condition

• Cover available from just £3.92 a month

• Free Vetfone helpline available 24/7/365 to help you with your pet queries at any time of the day and night

• 20% online discount when you click this link

>> Find out more about More Than pet insurance

or alternatively

>> Compare lifetime pet insurance

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