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	<title>Insurance 123 &#187; Insurance News</title>
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		<title>Police make rescue blunder</title>
		<link>http://123-insurance.net/insurance-news/police-make-rescue-blunder</link>
		<comments>http://123-insurance.net/insurance-news/police-make-rescue-blunder#comments</comments>
		<pubDate>Wed, 16 May 2012 08:57:06 +0000</pubDate>
		<dc:creator>Dustin Mitchell</dc:creator>
				<category><![CDATA[Insurance News]]></category>

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		<description><![CDATA[A lot of us like having some personal belongings in our car, but one news report shows that occasionally it can cause trouble you would have never predicted. It’s important not to put stuff in a vehicle which blocks the back window – or a driver’s view of the road from any direction for that [...]]]></description>
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		<title>A New York Insurance Company Annuity Recipients Lose Benefits</title>
		<link>http://123-insurance.net/insurance-news/a-new-york-insurance-company-annuity-recipients-lose-benefits</link>
		<comments>http://123-insurance.net/insurance-news/a-new-york-insurance-company-annuity-recipients-lose-benefits#comments</comments>
		<pubDate>Tue, 08 May 2012 20:38:38 +0000</pubDate>
		<dc:creator>Dustin Mitchell</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Insurance Company]]></category>
		<category><![CDATA[New York]]></category>

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		<description><![CDATA[Recipients of guaranteed income annuity and personal injury payments from Executive Life Insurance Company of New York (ELNY) are in danger of losing their benefits, according to an order by a Nassau County judge. Read more&#8230;]]></description>
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		<title>Florida Statute §627.701 Requires Insurance Carriers to Warn Policyholders of Higher Hurricane Deductible</title>
		<link>http://123-insurance.net/insurance-news/florida-statute-%c2%a7627-701-requires-insurance-carriers-to-warn-policyholders-of-higher-hurricane-deductible</link>
		<comments>http://123-insurance.net/insurance-news/florida-statute-%c2%a7627-701-requires-insurance-carriers-to-warn-policyholders-of-higher-hurricane-deductible#comments</comments>
		<pubDate>Wed, 18 Apr 2012 04:47:07 +0000</pubDate>
		<dc:creator>Dustin Mitchell</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[Deductible]]></category>
		<category><![CDATA[Hurricane Deductible]]></category>

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		<description><![CDATA[A deductible is an important element of every insurance policy. It is the amount the policyholder agrees to pay before insurance coverage kicks in, or the portion of the risk the policyholder agrees to self insure. It is no secret that insurance carriers prefer to issue policies with higher deductibles for certain perils, including hurricane [...]]]></description>
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		<title>First Circuit Adopts Broad Illlinois View Of Insurer&#8217;s Right To Access Privileged Defense Reports</title>
		<link>http://123-insurance.net/insurance-news/first-circuit-adopts-broad-illlinois-view-of-insurers-right-to-access-privileged-defense-reports</link>
		<comments>http://123-insurance.net/insurance-news/first-circuit-adopts-broad-illlinois-view-of-insurers-right-to-access-privileged-defense-reports#comments</comments>
		<pubDate>Fri, 16 Mar 2012 07:39:41 +0000</pubDate>
		<dc:creator>Dustin Mitchell</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[Defense]]></category>
		<category><![CDATA[Defense Reports]]></category>

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		<description><![CDATA[A recurring issue in coverage litigation is the extent to which insurers are entitled to obtain the file of defense counsel in cases where the insurer has either denied coverage or is at least reserving rights with respect to whether certain claims are covered. This is an issue of particular consequence in cases involving intellectual [...]]]></description>
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		<title>Avoiding Statute of Limitations in Hawaii Means Filing Your Lawsuit within Two Years of the Date of Loss</title>
		<link>http://123-insurance.net/insurance-news/avoiding-statute-of-limitations-in-hawaii-means-filing-your-lawsuit-within-two-years-of-the-date-of-loss</link>
		<comments>http://123-insurance.net/insurance-news/avoiding-statute-of-limitations-in-hawaii-means-filing-your-lawsuit-within-two-years-of-the-date-of-loss#comments</comments>
		<pubDate>Fri, 09 Mar 2012 11:58:25 +0000</pubDate>
		<dc:creator>Dustin Mitchell</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[Filing Lawsuit]]></category>
		<category><![CDATA[Lawsuit]]></category>

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		<description><![CDATA[A client asked me a question regarding statutes of limitations for first party insurance lawsuits in Hawaii. Although Hawaiian consumer law is similar to California law, Hawaii’s statutes are distinct. In California, two parties may contract out of a statute, but in Hawaii, they cannot. A statute of limitation stands as just that, the time [...]]]></description>
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		<title>Insurer Standing in Asbestos Bankruptcy Proceedings</title>
		<link>http://123-insurance.net/insurance-news/insurer-standing-in-asbestos-bankruptcy-proceedings</link>
		<comments>http://123-insurance.net/insurance-news/insurer-standing-in-asbestos-bankruptcy-proceedings#comments</comments>
		<pubDate>Wed, 15 Feb 2012 05:02:28 +0000</pubDate>
		<dc:creator>Dustin Mitchell</dc:creator>
				<category><![CDATA[Insurance News]]></category>
		<category><![CDATA[Asbestos Bankruptcy]]></category>
		<category><![CDATA[Asbestos Bankruptcy Proceedings]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Bankruptcy Proceedings]]></category>

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		<description><![CDATA[We are into a new year and with it comes a glimmer of hope that insurers will be heard (at least to some extent) in asbestos bankruptcy proceedings. However, two new decisions from the Ninth Circuit are a mixed bag, on the one hand allowing insurers standing to be heard on a debtor’s reorganization plan, but [...]]]></description>
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